Daily Preparedness

Dealing with a chronic or rare disease (or merely being mortal) often leads one into the forest of “All Natural Supplements, Ointments, Cure-Alls and Wonder Drugs.” Navigating between the hype, the ridiculous and the dangerous can be an exhausting business. Products that are harmless but expensive are not safe to our wallets. Products that are potentially harmful to us are often disguised as ‘all natural supplements’ that could interact with prescribed medications or contain serious (though natural) products. How do we protect ourselves and our wallets while remaining open to the possibility of improving our condition?

First, a few relevant bits of wisdom to keep in mind:

• Most manufactured medications are based on ‘natural’ ingredients. For instance, aspirin is merely a chemically reproduced form of white willow bark. White willow bark contains most of the properties of aspirin and must be treated as such. For instance, it is a great anti-inflammatory and pain reliever, but it also thins the blood and interacts with a number of medications & conditions.
• Natural remedies MUST be treated with extreme respect and researched thoroughly via independent resources. Many ‘natural’ substances are wonderful to use in the place of prescription medications, BUT one must be certain of the research, the potential risks and the cost implications.
• The supplement and vitamin market is essentially unregulated, untested and unsupervised. Valid scientific research has shown a wide variation in ingredient strength, quantity of active ingredient and verification of ‘research.’
• The supplement and natural remedy business generates billions and billions of dollars per year. It is a business, unfortunately, full of charlatans, snake oil salesmen and abuse. Buyer beware should be the basis of all decisions you make when entering this world.
• Learn and understand what true peer reviewed scientific literature is. Some of the most infamous charlatans publish their own ‘vanity’ pieces, mostly in online publications. Their review process is highly flawed and their ‘research’ is aimed at selling their product.
• There is little valid peer reviewed research into the interactions between ‘natural’ remedies and prescribed medication. ALWAYS ask your pharmacist if they are aware of any interactions between what you are currently taking and what you think you might want to take. A responsible pharmacist can run a quick search and tell you if there is solid research. They may also be able to tell you which manufactured medication correlates with the ’supplement’.
• ALL ‘remedies’ that we swallow, apply, inject or soak in should be carefully considered. Our bodies are sacred and it is our job to protect them as much as possible.
• A physician recommending a product does not necessarily mean that it is safe, effective OR cost appropriate. Be wary of a physician that is constantly jumping on the latest medical fad bandwagon!

Now that we have the ground work laid, how do we quickly and effectively research the latest ‘wonder cure all’? Having done this a few dozen times over the last decade (and not being a medical professional), I will use my latest product research to outline the steps you might want to consider.

Fellow individuals with a rare genetic disorder, Dercum’s Disease, recommended a topical pain relief ointment known as DRL 100. At $19.95 (plus S& H), it is rather dangerous to the wallet, but maybe worth it if it relieved the constant pain of Dercum’s. The steps I followed to research this possible ‘wonder drug’ apply to any supplement, vitamin, ointment, salve, injection or treatment.

1. Learn to read the label! The most important item is ‘active ingredients.’ These are the ingredients that are in substantial enough quantities to do something for you. In the case of DRL 100, the only active ingredient is menthol. The label states it contains ‘hyaluronan,’ a supposed miraculous pain reliever. The inactive ingredients list hyaluronic acid, but being listed where it is indicates that legally it contains so little that it is useless–essentially enough to be able to list it, but not enough to do anything.
2. Learn what the active ingredient actually does. Menthol (Methyl Salicylate), the active ingredient in DRL 100, is an age-old local pain reliever. Menthol does not actually numb the area, but rather floods the brain with so much incoming data that the brain essentially ‘forgets’ the pain in the area. Muscles relax, the skin feels cool and the pain is ‘gone.’ It works and is essentially harmless UNLESS you have certain underlying conditions or medications. For instance, menthol creams interact with blood thinners, increasing the risk of adverse side effects (as in internal bleeding, hemorrhaging from a simple cut, having a stroke). It should not be applied to broken skin or those with allergies to certain foods or ointments. Pregnancy is also listed as a possible prohibitive condition. Menthol is cheap, readily available in a variety of preparations and well known. It is essentially ’safe,’ but the price of DRL 100 is exorbitant. Similar products are available for less than $5 for 2 ounces.
3. Run it past the pharmacist. Give them a list of the active ingredients and ask if it interacts with anything you are taking. When I did this, the pharmacist recommended multiple over-the-counter preparations that would do exactly the same thing at a fraction of the cost. It is even possible to order menthol and add peppermint if you prefer the smell of peppermint. (Peppermint is a relaxing smell to the human brain). For the price of 2 ounces of DRL 100, you could make a quart or more of stronger menthol cream.
4. Research the company. Though this step wasn’t necessary for the DRL 100, I did it out of curiosity because the product is being hyped to a group of folks who already have enough problems! I simply googled the manufacturer, Dermal Research Laboratories. I skipped all of the sales pitch sites and found them listed on ‘corporationwiki,’ which provided a link to Dun & Bradstreet, a highly respected collective of corporate information.
5. From the above, I found the names of the two principles of the company as well as their business address, which was limited to a Post Office Box (always a bit questionable). I also located their company phone number. A sidebar listed a street address, which confirmed what I found below.
6. I used the company phone number to perform a reverse phone number search, which revealed that it was co-listed as the ‘business’ phone for Dermal Research Laboratories and a home number for one of the principles. The address tied to that phone number was the home address of one of the company principles.
7. In order to double check that the address was a home, I utilized google maps and mapquest. Their satellite imaging confirmed that the ‘business’ location for Dermal Research Laboratories is a very nice home in a very nice residential area. No serious laboratory here. No research facility. No large scale shipping facility. Just a nice suburban neighborhood (as in VERY nice). I am not against home based businesses; I think they are wonderful. BUT, they are not serious scientific research laboratories producing serious life-altering products. Supposed medical miracles produced in someone’s home are most likely paying for that very nice home in a very nice neighborhood.

Navigating the forest of alternative medicine can be frustrating, confusing and potentially dangerous. Before investing in the newest wonder drug, supplement, treatment or diet, do a bit of research on your own. Thirty minutes of your time may not only save you money, suffering and frustration—it may even save your life…..and that is provident living at its best!

After quite an absence to ’savor’ 10 weeks of IV antibiotics and then the crunch of Christmas, it is time once again to get organized! There is no better time than the beginning of a new year to re-evaluate, re-organize and re-do those areas of our lives that could use a bit of attention.

One of the rooms that is often most lacking in usable storage is the bathroom. We need to store necessities and frivolities while protecting them from the range of temperature and humidity that are common in bathrooms. It is also a room that needs to be cleaned frequently and well, which means that the little stuff needs to be put away! A bathroom that is orderly is a bathroom that is easier to clean.

AS YOU ORGANIZE, BE CERTAIN THAT YOU HAVE CHILDPROOFED YOUR BATHROOM!!! THE CLEANERS, MEDICATIONS, RAZORS, COSMETICS, PERFUMES & ASSORTED SMALL ITEMS OFTEN FOUND IN A BATHROOM ARE ALL POTENTIALLY DANGEROUS ITEMS FOR YOUNG CHILDREN OR PETS. IF ANYONE IN YOUR HOME IS EVEN SLIGHTLY MOBILITY IMPAIRED, HAVE GRAB BARS INSTALLED NEAR TUB.

Let’s first look at the necessities. Toilet paper needs to be accessible and readily restocked. A few ideas to consider: decorative baskets, bins in a cabinet (small inexpensive trash cans work well under sinks to hold ’stuff’), over the toilet cabinets, holders designed to sit on the floor and holders designed to hang from the tank are a few options. Extra toilet paper should ideally be stored nearby. Think about storing extra in an under-the-bed box, on the top shelf of a closet, on the floor of your linen closet or even in decorative hat boxes.

Sanitary supplies can become a jumbled up nightmare without some organization. Again, small, thin and inexpensive trash cans are great for sliding in cabinets. They will protect your products while organizing them. Their slender size allows several to stand side-by-side in a typical under the sink cabinet. If you store extra supplies, store them elsewhere but still accessible. The suggestions for toilet paper can apply to this category.

Have holders in your tub or shower for shampoos, conditioners, shower gels, etc. Holders can be found that hang from the shower head, the shower curtain rod, the wall or with tension rods. Whatever you choose, dispose of empty containers quickly and replace items as they are used.

If you have trouble keeping up with clean towels, install an extra towel bar. Doubling your in-the-bathroom storage capability will save those hysterical calls of “I need a towel!” Have a hamper to hold soiled towels and teach your family to use it.

Medications that will be stored for long periods of time should be stored outside of the bathroom. The heat and humidity of the bathroom will reduce the shelf life of most medications. Keep your current medications well labeled and safely stored. If you take more than one medication at the beginning or end of a day, invest in a plastic pill case that you can fill for weeks at a time.  Make it a point to regularly dispose of medications you no longer need. Store your current medications either in a medicine cabinet or a set of drawers (only if you do not have small children in your home). If you have trouble reading the small print on the medication label, write the medication name on the top of the lid or across the label with a permanent marker.

Emily T. suggested storing first aid supplies in a cabinet made up of small drawers, typically used for small hardware parts. She has the drawers clearly labeled as to their contents. In an emergency, she can quickly locate what she needs. Inventorying her supplies is easy.

Small drawers of all sorts are great ways to organize any number of items commonly found in a bathroom. We have more counter space than drawer space. We extended our storage capability by purchasing a small shelf ‘tower’ that sits on the counter. The tower holds several sets of small drawers that hold commonly worn jewelry, deodorant, dental floss and host of other items.  Each drawer has a ‘theme’ of the type of item it holds. One shelf has small trays on it to manage bottles of ’stuff’. Another has a set of very small drawers that hold cotton swabs, make-up sponges & other very small items.

If you have larger drawers, inexpensive plastic silverware trays will help organize items within the drawer. Cosmetics, razors, brushes, combs, etc, etc, etc. can be grouped together in one drawer and then kept manageable by the dividers. There are a variety of drawer organizing systems on the market, widely available at discount stores, hardware stores and online.

Install hooks on back of doors & walls to hold bathrobes, towels, etc.

Be sure to have a toilet bowl brush for every bathroom, as well as a supply of necessary cleaners.

A small, lined trash can is a necessity in every well organized bathroom. Line it with shopping bags or small trash bags to make clean up easier. Store extra bags in the bottom of the trash can.

Under sink cabinets can become orderly in minutes by utilizing small, thin trashcans, wire racks, pull out shelving, small drawer sets and stair-step type shelving. Add hooks to the inside of the cabinet doors to hang small items.

A divided laundry hamper with sections for each type of laundry will speed sorting and help keep dirty clothes off the floor.

Organizing your bathroom should take only a few hours. As you organize, check for expiration dates, products you no longer use, empty containers and duplicates. Make note of everything you need to store and then find the perfect solution for your organized bathroom!

Whatever you call them, every individual and family should have gathered together the supplies needed to survive the first 72 to 96 hours after a disaster. Recommended by everyone from government to church leaders, it has been well established that the first several days following a disaster will find most individuals ‘on their own.’ Even after governmental and charitable organizations arrive, individuals often discover that there is NO Magic School Bus full of all of the comforts of home waiting to alleviate your suffering.

Okay, so you might say, “Come on, how many of us ever face a natural disaster of that magnitude?” True, chances are that you may never have to deal with the aftermath of a large scale natural disaster. BUT, you are quite likely to face a ‘personal disaster’ that will find you needing the supplies collected for a 72-hour kit. Think about blizzards, home fires, stranded due to a flat tire or mechanical failure, power outages, disruptions of public transportation, epidemics or even a bad case of the flu. The supplies recommended for a 72-hour kit can help you sail through the troubled waters of ‘personal disasters’ as well as large scale disasters.

With summer ending and hunting season beginning, now is the perfect time to scavange discount stores, sporting goods stores and clearance racks for items that will make your life easier. Remember to always ’shop your home’ first to see what you might already have.

The first rule of a 72-hour kit is to make it portable. Consider your personal limitations when deciding whether to use a backpack, rolling suitcase or wheeled tote. In some cases, you may have to move the kit without a vehicle.

Secondly, as you collect supplies, think about small, light weight, shelf stable, heat tolerant, versatile, compact and sturdy.

Package items in water-tight bags and avoid items that might leak, melt or damage other items. Some folks have reported that pop-top cans tend to leak more often than regular cans.

What to pack? You will be hoping to meet the basics of human survival–food, clothing, shelter, warmth and safety. Again, consider your personal needs and limitations. A basic kit should include at least the following:

1. Clothing. Change of clothing from the skin out, including extra socks & sturdy shoes. Think versatile, size adjustable, quick drying and layers. Rain poncho. If you are in a cold climate, include warm hat, gloves, scarf & keep a coat where you can reach it.
2. Bedding. Either a warm wool blanket or sleeping bag. ‘Space’ blankets are a nice addition.
3. Shelter. Tent or tarps & rope. Several small tents may be better for a family than one large, cumbersome tent. Even if you end up in a shelter, a tent can provide privacy & comfort. Also include extra rope and duct tape.
4. Food. Think high calorie, shelf-stable food that does not have to be cooked. MRE’s, power bars, canned foods such as meat, juice, fruit, veggies, peanut butter, hard candy, crackers & fruit leather are some good choices. Coast guard approved power bars have one of the longest shelf lives coupled with being able to tolerate a wider range of temperatures.
5. Water. Most experts recommend 1 gallon of water per person per day. Store easily accessible water near your kits. Include water purification and a canteen.
6. First Aid. Include airway protectors, gloves, antiseptic wipes & ointments, bandages, moleskin, tweezers, scissors, slings, ‘ace’ wraps, coflex tape, mask, butterfly closures, aspirin, tylenol, benadryl, syrup of ipecac, alcohol pads, instant ice packs, sunscreen, anti-diarrheals, lighter, magnifying glass and adhesive tape. BE CERTAIN THAT YOUR PERSONAL MEDS ARE EASILY REACHABLE AT ALL TIMES. YOU WILL WANT TO CARRY AT LEAST A SEVEN DAY SUPPLY IN AN EMERGENCY SITUATION.
7. Cooking, light and heat. Fire starting devices (lighters, waterproof matches, steel wool & a 9-volt battery, flint & steel, fire stick), flashlight with batteries (store separately), glow sticks — often available NOW in Halloween supplies — candles, can opener, lanterns, mess kit, fixed & folding blade knives, lightweight stove & fuel. KEEP A LIGHT SOURCE AT THE TOP OR OTHER EASILY ACCESSIBLE POINT IN YOUR KIT.
8. Sanitary supplies, including female hygiene. Toilet paper, bar soap, razor, toothbrush & paste, dental floss (can be used for a variety of things) handwipes, plastic garbage bags, denture adhesive, diapers, etc. as needed.
9. Plastic sheeting. Can be used for shelter, repairs, weather proofing, sanitary needs and water collection/purification.
10. Money. At least $50 in SMALL bills plus several dollars in quarters & dimes. A mini-M&M container can hold $5 worth of quarters and a large number of bills tightly wound.
11. Personal paperwork. Include copies of important papers (photocopy, reduce & laminate if you wish), your contact plan, insurance companies & family phone numbers. A 3×5 card should be included in each kit that includes person’s name, home address, emergency contacts, parent’s name (for children), important medical history & allergies.
12. Communication. Battery operated radio, instant cell phone charger, small lightweight emergency banners, whistle, non-breakable mirror, pen, ’sharpie, & paper. Brightly colored duct tape can be used for signals.
13. Wire for binding, strapping and animal snares.
14. Emergency info, including first aid & FEMA pamphlets, studied beforehand. A road atlas & field/survival guides are also great.
15. Sewing Kit. Extremely sharp, thin needles–straight and curved (can be used for suturing if necessary), good quality sewing & quilting thread, safety pins, snaps, & buttons.
16. Distraction. Scriptures, small games, playing cards, pencil, paper, etc.
17. Infants, elderly & disabled. Analyze what you might need for anyone with special needs & include in kit.

Many of these items can be shared between family members. Though the list seems long, you may find that many of the items are already in your home. When you centrally locate them, these rarely used items will be easier to find AND available in the case of an evacuation/disaster. Begin with what you have and slowly add items as you acquire them.

Smaller kits should also be placed in your cars and your workplace. In many disasters, those at work may need to ’shelter in place’ until transportation is re-established.

Commercial kits are available, but the contents are often less than the best quality and must still be customized for your needs. For instance, one kit advertises ‘tube tents’ for shelter. The ‘tube tent’ is merely a lightweight piece of plastic sheeting that forms a tube. Thin, inexpensive rope is included that you are supposed to run through the tube to form a triangle. There are no end flaps and the plastic is too thin to withstand the sun, wind or rain for any length of time.

Store your kit where it is easily accessible. Consider placing a checklist on the outside of the kit, reminding you to grab items (if you have time) that may not be included, such as extra water, medications, extra equipment, etc.

Depending on the shelf life of your food, you will need to rotate items periodically. Be certain to check the clothing for fit and suitability.

Planning for tomorrow should include scenarios we all hope we never face! Facing those potential scenarios now will allow us to great tomorrow well prepared, no matter what it brings.

It is the time of year when the call of new yellow pencils, notebooks, pens, erasers and a long laundry list of supplies is haunting your mind as you prepare for the return of the school year. Nearly everyone returning to school will include in their shopping list a backpack. For most students, the foremost criteria for choosing a backpack is how attractive, ‘in’ or ‘cool’ the backpack looks. But, it is becomingly increasingly common for students (and not just students) of all ages to incur a variety of injuries, pain and damage due to improperly designed, fitted, loaded and carried backpacks. How do you choose and use a backpack so that it is a help not a hindrance? And what added items should you include to promote a safe school year?

First, let’s go shopping!

• Don’t fail to look at sporting goods and outdoor outfitters (such as LL Bean) for high quality, durable and well made backpacks. A few extra dollars now and a bit of care along the way may prove your best investment.
• If you are carrying a laptop or netbook, be certain that the backpack has, or will hold, a protective sleeve for your electronics.
• Choose a backpack with wide, padded and adjustable straps. Be certain that the wearer can adjust the pack so that the majority of the weight is carried along the back of the shoulder line.

• If the pack is going to weigh more than a few pounds (less than 7% of the wearer’s weight), choose a backpack with a waist belt which will help equalize the pressure on the spine, shoulders and neck.
• Purchase or add reflective tape so that the wearer is more easily seen in the dark.
• Look for a backpack with easy to reach pockets, especially for small items that the wearer may want to access without taking off the backpack.
• An ergonomically designed backpack will conform the proper alignment of the spine.

Now that you have purchased a great, back-saving backpack, let’s pack it up!

• Do not fill the backpack to more than 15% of the wearer’s body weight.
• Keep identifying information inside the backpack. If the design is a common one and you want to easily identify your backpack, personalize it with a charm, patch or other identifier that does not include your name or other personal information.
• Distribute items so that the weight is evenly distributed. Falls occur frequently when backpack wearers are ‘out of balance’ due to shifting or unevenly distributed loads
• Be certain to include an ID card in the backpack. Include name, emergency contact info, important health information, etc. Place this card INSIDE the backpack where it is not easily seen.
• Pack sharp objects, even sharpened pencils, where they will not weaken the fabric or seams.
• Periodically clean out the backpack and be certain you are not carrying items you do not need.
• For YOUNG CHILDREN, you might want to have a specially marked pocket for papers you need to read, sign, etc.
• Older students, if allowed, might carry a small power bar, granola bar or other ‘emergency food’, water & a tiny flashlight. College students and commuters may want to carry water, a bit of money in small bills, a small flashlight and necessary medications.

You are packed up and ready to go…time to lift and carry that backpack properly!

• Learn to pick up your backpack as you would any heavy object. Bend your knees and lift with your legs, not your back.
• Do not ’sling’ your backpack onto your back. It is not good for you and you may hit someone behind or beside you!
• Carefully put on one shoulder strap on at a time. Be certain the straps are adjusted so that the majority of the weight is on your upper back—just below the shoulder line. It may look cool to have your backpack slung low on your back, but you are causing harm to yourself!
• If you have to stoop over with the weight of the backpack in order to carry it, that backpack is TOO heavy!
• NEVER NEVER carry your backpack on one shoulder. Doing so not only causes your spine to be at an unnatural angle, you may unevenly develop muscles in your shoulders and chest. This uneven distribution of muscle mass can become unsightly AND pull other parts of your body out of whack.
• Carrying your backpack on your front is not better for your back than carrying it on the back. Either way, the backpack needs to be aligned, packed and carried appropriately.
• Fasten the waist buckle, especially if the backpack is 15% of your body weight! Let your entire torso share in carrying the load.
• While carrying your backpack, walk with good posture! Stand up straight with your shoulders back.
• If someone should grab your backpack, immediately ask them to stop. Injuries occur when friends or others jokingly add their own weight to that of your backpack.
• If at all possible, remove the backpack near a surface about table level. With your back to the table, remove one shoulder strap at a time and lower the backpack down your back to the table.
• When you get home, keep your backpack off of kitchen counters or other surfaces where food is prepared or served.

The essence of provident living is to always live today while preparing for whatever tomorrow brings. Preventing, rather than treating, injuries is the best way to be prepared everyday!

Comment from a physician: The really sad part is the failure rate for back surgeries. I’ve seen a lot of patients with multiple surgeries, no relief from the pain, and even some who got worse after the surgery. There’s even a specific diagnostic code for ‘failed back surgery’ cause it’s that common. Good advice to review!

Tim

We’ve reached what is for many the half-way point of ’summer vacation’. In households with children, the novelty of lazy days without the demands of school schedules may be wearing off and the ‘crazies’ settling in. For those with strained budgets, this summer may not be filled with glorious vacations or memories of roller coasters, water parks or trips to the beach. “I’m bored,” or “There’s nothing to do,” may be resounding through the halls of your home. What can you do to make summer memorable and NOT strain your budget? Try these on for size (with or without children):

• Free Activities. Google your location and ‘free activities’. You may be surprised at the wealth of opportunities for outdoor concerts, free movies (most national chains offer G and PG-rated movies throughout the summer–you really don’t need a child to attend), library activities, park events or free days at local museums. I did this last week in anticipation of a two-week visit from grandsons and filled a calendar with worthwhile, free or very low cost activities.
• Hobbies. Spend some extra time pursuing hobbies that you enjoy. Or start a new hobby, especially ones that require little cash outlay. One summer, my then 11-year-old daughter was confined to home with health issues. She began entering contests on behalf of herself, her parents and family friends. She learned how to be organized, gained communication skills and reaped more than $11,000 in goods, services and cash. Look for local organizations centered around your hobby or something you want to learn. Those that are passionate about something will often willingly share their knowledge with you.
• Stay-cation. All the rage these days to save money and be more ‘green’. Ask your local and state tourist bureaus for information about attractions in your own backyard. Set aside a week and vacation from home. Keep meals simple (or prepare them ahead), minimize housework and PLAY! Go to local monuments, meet interesting people, visit interesting architecture or make a tour of the local parks.
• Libraries. Use your local library to its fullest extent. Check for local programs (I found several really great ones–science expositions, live reptiles, visiting authors), children’s activities, check out DVD’s, books, magazines, etc. Use the library to get information about your local area, books about different areas of the world, cookbooks you have been wanting to try, hobby information and, often, very inexpensive resale books. At our local library, donated children’s books sell for 25 cents, adult paperback for 50 cents and hardbacks for $1.
• Visit Another Country (no passport required). Set aside a week to ‘explore’ another country. Go to the library and check out books, cookbooks, videos, etc. about a part of the world you want to visit. Encourage children to make up costumes, dances, musical numbers, art work, etc. common to that area of the world. Write to that country’s embassy (ahead of time) and ask for information about their country. If there is an embassy or consulate in your area, ask about visiting. See if there is a local group of citizens or descendents of immigrants from your country of choice. Visit them or invite someone over. Finish up the week with a great ‘fair’ featuring all you have learned and gathered. Try recipes from your country of choice, wear your costumes and have the children put on an art show.
• Set A Theme. Do your children love animals? Legos? Water play? Set aside a week to focus on a theme and practice being silly. Animals? Visit the local animal shelter and pet the animals. Visit a zoo. Or a vet’s office (with prior approval). Or a local farmer/rancher. Have a digital camera? Set up a ‘photo shoot’ of the stuffed animals as though they were wild animals. Legos? Set aside a lego week. See if there is a local Lego building enthusiasts group. Set aside a large area in the house for a massive Lego build that can stay up all week. Lady & Gentleman Camp. Spend a week learning the finer points of manners & social graces. The finale could be a meal at a nice restaurant or an at home ‘fine dining’ experience. Invite friends over for everyone to practice with. Princesses? Pirates? Sea Animals? Horses? Need ideas? Look online for party themes and coordinated ideas. There are many free downloadables, forums and other sources for great ideas.
• Practice The Silly. Let your inner-child out. Play with bubbles. Lay a sheet out on the floor, set an electric popcorn popper in the middle, remove the lid & let the popcorn fly! Have an Easter egg hunt in the middle of the summer. Make batches of homemade play-doh and have fun together. Set up a tent outside or in the basement. Play pirates. Have a treasure hunt. Set the timer and see how fast you can clean the house. Eat from paper plates. Have a backwards day–dinner for breakfast and pancakes for dinner while you wear clothes backwards or inside out. Let the children be parents for a few hours or a day. Develop a family language or secret code. Catch fireflies. Dress up in costumes and act out a play.
• Learn New Skills. Utilize summer days to learn a new recipe, teach your children or yourself to cook, sew, clean, mend, first aid, cake decorating, outdoor skills, canning, car maintenance, baking, home repairs, orienteering, bird watching, couponing, how to tell a joke…the list goes on and on. Utilize Boy Scout merit badge books to learn new skills. Invite an experienced Boy Scout over to teach you new skills–it will be good for all of you. USE THE LIBRARY!
• Prepare For School. Shop at thrift stores, yard sales, dollar stores, sales, etc. to start gathering the supplies and clothes you will need for the beginning of school. Set everything aside and label it as needed. Clean the house thoroughly. Don’t forget to schedule required physicals or eye exams NOW to avoid the school opening rush. Preparing slowly over a course of weeks will make it more enjoyable, less stressful and likely save you money.
• Practice Readiness Skills. A quiet summer evening is a perfect time to have a surprise ‘evacuation drill.’ See how fast it takes you to grab your 72-hour kit, your shoes, etc and get out of the house. Pile everyone in the car and go out for an ice cream cone. Make it a game to check the smoke detectors, locate the water shut off valve, find the gas shut off & required wrench.
• Surprise Santa. Start getting ready for Christmas & holiday gift giving during the summer months. Have your children begin making gifts for teachers, friends and family members. Utilize summer photos to make albums, notecards, etc. Use inexpensive rubber stamps or make your own with vegetables & produce custom wrapping paper. Label & store everything carefully and you’ll be ahead of the holiday crazies. Make up your holiday budget now and talk to family members about holiday plans.
• Redecorate. Now would be a great time to redecorate a child’s room. Give them a strong voice in the decision making and work together to choose colors, low-cost accessories, ‘upcycle’ thrift store or at home finds and remember to enjoy the experience.
• Visit Others. Visit friends or make new friends by visiting an assisted living or nursing care facility. Call ahead to make arrangements. If your family has specific talents, see if you can share them with the residents.
• Spa Day. Schedule a day to do manicures, pedicures, long soaks, etc. at home. Relax. Read a good book. Watch an uplifting or touching video. Listen to soothing music and consciously unwind.
• Service. Serve those around you. Cook dinner for a homeless shelter. Collect items for a women’s shelter. Visit shut ins. Tie a quilt for newborn babies. Write letters to military members. Cook dinner for a new mother. Look for opportunities to serve one-on-one.
• Old-Fashioned Fun. Our forefathers (& mothers) did not rely on commercial entertainment to enjoy the seasons. Look to yesteryear for fun & memorable summer activities such as picnics, visiting parks, games, musical evenings, at-home plays & puppet shows, nature walks, reading, fishing, etc. Learning new games and activities can not only be fun, but educational.
• Prepare Halloween Costumes. While you are out shopping yard sales and thrift stores, or honing your sewing skills, think ahead to Halloween. Have your children plan out a costume and look for the components while visiting yard sales, etc. Or use freecycle to find just what you are looking for.
• Clear The Clutter. Set aside a few hours a week to clear the clutter from your home. Safety check toys & equipment. Donate excess stuff to a worthwhile charity. Host an exchange day–friends & family bring the ’stuff’ they don’t want and exchange for your stuff that they might be able to use.
• Laugh & Enjoy The Time! Whatever you choose to do, use this time to bond with those you love. Enjoy being together and build memories of laughter, family and friends!

And don’t forget the sunscreen & sunglasses when you go outside.

Even if you never aspire to create great fashion, knowing about the differences in fabrics, how to care for them, mend them and recognize quality will allow you to stretch your clothing and home decor dollars.  Having on hand a few basic sewing supplies may allow you to significantly lengthen the lifespan of your favorite outfit or produce an entirely new one! Regardless of whether you ever intend to sew a runway masterpiece or not, it is most provident to acquire a basic set of skills and supplies

First, the skills:

1. How to identify and care for fabrics. When shopping in a retail store, can you recognize the difference in quality between one fabric and another? Do you read care labels and follow them? Do you understand the wearability and expected lifespan of a thin polyester versus silk? What about the safety factors of wool versus fleece? (Did you know that wool self-extinguishes when removed from a fire source or that fleece is not only highly flammable, but spews bits of molten fiber as it burns?) Which fabrics will fade or wear out quickly in the sun? Which fibers are best for insulating?

2. How to make simple repairs to clothing and household items. Can you sew on a button? What about a snap? Repair a hem? Re-enforce an area that is showing wear? Stitch a seam before an item is ruined? Know which iron-on products you can use to make simple repairs? How to re-enforce the buttons on a new garment?

3. How to sew a straight seam on a sewing machine. You do not need an ultra-expensive computerized embroidery machine. But, you should be able to thread a sewing machine and at least sew a straight seam.

The supplies: (For all items, watch for sales. Sign up for the JoAnn Fabrics mailers or email notices. Also check Freecycle, thrift shops and other venues for free or cheap items!)

1. Hand sewing needles. Store a variety of betweens, sharps, quilting and curved needles. In general, the short thin needles are the easiest to use with most fabrics. You should store thin and thick curved needles, as the thin ones can stitch up a cut human while the thick ones can repair leather and other thick fibers.

2. Needle threader. The sturdiest needle threader I have seen is made by Fons and Porter. Having a needle threader is a a true aid to anyone attempting to sew by hand!

3. Scissors. Set aside a pair of scissors that will only be used on fabric. Mark the scissor handle as ‘fabric only’ and sternly enforce the rule. Fiskars and Gingher are both good beginner brands. A medium length scissor is good for most applications.

4. Measuring tape. Purchase a sturdy, coated one intended for sewing. Measuring tapes will stretch over time.

5. Ruler. Store at least one 12″ ruler, A transparent one is the easiest to use while sewing.

6. Fasteners. A supply of snaps, hook & eyes, buttons, velcro and a few all-purpose zippers. If you are going to throw away a piece of clothing away, cut off and save the buttons first!

7. Sewing machine. A good, basic machine is all most folks will need. Some of the older pre-computer-days machines are sturdier than the more modern ones. With the machine, store the manual, some sewing machine oil and spare needles.

8. Sewing machine needles. Always purchase needles packaged in a hard plastic case. Needles packaged in paper/thin plastic-type packaging often have microscopic bends and knicks in them. Schmetz is a good, readily available brand. Store a variety of sizes. Sewing machine needles can also be used to remove splinters (sterilize first), hang pictures on walls and pierce a variety of materials.

9. Iron-on interfacing. A good quality iron-on knit interfacing can be used to mend small tears, re-enforce worn spots and buttons in ready-to-wear garments. If applied carefully, it can give new shape to a sagging sweater or soften rough seams.  Always store with the instructions and away from heat, moisture or dust. Cover your ironing surface before using and place a piece of white paper between the interfacing and your iron.

10. A few basic patterns. Look for a variety of multi-sized skirts, dress, blouse, elastic waist pants and nightwear patterns. Patterns go on sale monthly and can often be picked up for free at community events as well as freecycle. Additional patterns are available on the internet.

11. Fabrics. Not everyone needs a true ‘fabricaholic stash’, but it would be wise to have a supply of cotton flannel, broadcloth, denim, cotton cheesecloth and wool. Sheets purchased from the clearance rack can provide a lot of yardage at little cost. (thrift store sheets are less wise to store as they are often worn unevenly and have been repeatedly washed) The flannel can be made into diapers, bedding, nightwear, re-usable sanitary products, as an insulator and for cleaning. Broadcloth can be made into garments, burial clothes, bedding and household items. Denim is nearly indestructable. Old jeans can be recycled into a variety of items. Wool is self-extinguishing, insulating and it breathes. 100% wool blankets can be used for a variety of purposes, including clothing. If you want to experiment, try felting wool by washing it several times in an electric clothes washer. Follow with a spin in the dryer. The resulting fiber is nearly water proof and incredibly warm. It won’t ravel and can be washed.  Cheesecloth is used in many areas of cooking, gardening and can be turned into gauze bandages. If you want to expand from those basics, add some colors, prints and a variety of textures.

12. Thread. Store a variety of hand sewing, hand quilting, buttonhole and machine quilting threads. Have on hand at least several spools of basic thread in white, beige, black, navy and red. Purchase a good quality thread such as Gutterman or Mettler. Hand quilting thread is stronger than ‘regular’ thread and can even sew up a human cut in an emergency. It is coated to make it resistant to breaking and can tolerate more stress than regular thread. Buttonhole thread is one of the strongest threads and can be used to repair heavy-duty items. Machine quilting thread (different than hand quilting) is again coated to tolerate more times going through more layers of fabric. Remember, though, that hand quilting thread should NOT be used in a sewing machine. Thread is another item that goes on sale frequently.

13. Elastic. Store some elastic in a few widths varying from 1/4″ to 1.5″.

14. Seam ripper. Un-sewing is a part of the process! Seam rippers are good for cutting loose threads from ready-made garments, as well as picking out the thread left behind when a button falls off. The sharpest seam rippers have curved blades and were based on disposable scalpels.

15. Thimble. A leather one with a metal tip is the easiest to get used to.

16. ‘Wonder under’ and similar products. There are a variety of products on the market designed to fuse, either temporarily or permanently, two pieces of fabric together. Steam-a-seam, stitch-witchery and wonder under are all brand names of these type of products which serve different purposes. Fusibles will allow you to quickly hem an item, repair a seam, make decorative items, hold items in place while stitching, as well as a variety of other useful purposes. LIke the interfacing, cover your ironing surface and put a protective layer between the fusible and your iron. Store with the instructions, away from heat, moisture and light.

17. Pins. Straight pins — my favorites are the long ones with the colored plastic or glass heads. You can iron over the glass heads. Never sew over a pin with your sewing machine! Also store safety pins.

18. Marking tools. Plain white chalk, tailor’s chalk in blue or pink, and a sharp #2 pencil are the basics.

19. Book. Find a good, basic ‘how to’ book such as Nancy Zieman’s “Let’s Sew: A Beginner’s Sewing Guide,” which was written for children in the 4-H program. If that is too basic, add Ms. Zieman’s ‘10-20-30 Minutes to Sew’ or her “Sewing With Confidence: A Beginner’s Guide.” The next level would be “Pattern Fitting With Confidence” or “Fitting Finesse”. Nancy’s books are always clearly written with great illustrations. All of her titles can be found used or at very reasonable prices. She has been on PBS for years, her shows are repeatedly shown and always informative. (And she is a genuinely nice woman!)

20. Containers. Store all of your supplies in labeled containers away from dust, heat and light.

A bit of sewing know-how can save you countless dollars and, maybe, provide you with a wonderful creative outlet that has proven to have significant health benefits. If nothing else, hauling bolts of fabric around is aerobic exercise.

New Year’s Resolutions–easily made, quickly forgotten and fodder for guilt! Instead of feeling bad about yourself when April arrives and your resolutions are all but forgotten, set goals that will allow you to slowly but surely attain a more provident lifestyle. The changes need not be drastic or accomplished all at one time. Provident living is not a one-time event, but rather a mindset, a lifestyle, a commitment to viewing today in context of the years that lie ahead. No matter where you are on the Provident Living Spectrum, making consistent changes will brighten your tomorrows.

As you evaluate where you are, consider these dozen ideas:

1. Debt: If you are out of debt, stay out! If you are in debt, resolve to acquire NO further consumer debt and pay down your debt as quickly as possible. Tell yourself ‘No’ frequently until your debt balance is at zero. Buy used and apply the savings to your debt load. Put away the credit cards and pay cash. Do whatever you have to do to get out from under the slavery of debt.

2. Savings: Pay yourself each payday. Save whatever you can, wherever you can. Keep your savings in a secure, insured account. Teach your children to save and to be wise consumers.

3. Employment: Be certain that your resume is prepared and up-to-date. Improve your skills and be on the look-out for employment opportunities. If you are threatened with unemployment, begin your job search before you are laid off. Let everyone know that you are looking for employment!

4. Education: Be certain that your children understand the value of obtaining the best education possible. Teach them from middle school on that what they do in the six years after elementary school will affect their ability to be admitted to college and win scholarships. Help your teens find every scholarship opportunity possible. Teach your teens about the dangers of acquiring unnecessary student and credit card debt. If you need to return to school, seek grants, scholarships or employer-funded opportunities. Continually learn new skills that will help you live providently: gardening, canning, home repairs, computer skills, sewing, baking, cooking, etc. Be certain that every member of your family has the necessary life skills to enter the world prepared to be self-reliant.

5. Be a wise steward: Take care of what you own so that it will last and serve you well. The greatest ‘green’ thing you can do is to make what you have last as long as possible.

6. Prepare for ‘everyday’ emergencies: The largest percentage of ‘emergencies’ that we will face are the ‘everyday’ sorts–unexpected illness, injury, a flooded basement, etc. An orderly life and home makes it easier to deal with these types of events. Train your family to keep the home running smoothly. Have extras at home–extra cash, extra food, extra cleaning supplies. Know where your important papers and phone numbers are. Evaluate the most likely larger emergencies you might face and prepare with evacuation kits (72-hour kits or Bug Out Bags), emergency supplies such as first-aid kits, extra lighting, cooking, etc. ‘Prepare every needful thing…’

7. Store food and essential supplies: Even if you purchase and set aside a few canned goods each shopping trip, build a supply of food that you can rely on. Begin by purchasing ‘everyday’ foods until you have a 3-month supply. Store some water, extra hygience products, laundry soaps, etc. When you have accomplished your 3-month supply, slowly acquire long-term staples such as grains, sugar, salt and powdered milk.

8. Develop emotional resiliency: Learn to take the upheavals of life in stride emotionally (which is easier when you are living providently). Learn to appropriately deal with stress, anxiety, disappointment and develop a support structure that will assist you. Develop a greater faith and testimony of the eternal nature of your life so that the daily ups and downs are seen in the proper perspective. Learn to laugh. If you need professional help, seek it from a trained professional that shares your core values.

9. Build your spiritual muscles: Like physical muscles, spiritual muscle must be built over time. Do not wait until the tempest is raging to learn to seek Divine Guidance and Strength. Serve others and forget yourself as you lift another.

10. Practice Prevention: Prevent accidents whenever possible. Make your home and your car as safe as possible. Teach your children to behave appropriately and how to react to danger. Seek preventative medical care from competent professionals. Think before acting and research before leaping!

11. Plan ahead: Live today fully, but look towards the future. Plan economically, physically and mentally for events that you know will occur. Whether it is a birthday, Christmas or retirement, many of life’s events can be accurately predicted and planned for. Continually living in a state of ‘last-minutitis’ increases stress and nearly always results in frayed nerves, greater expenditures and wasted effort.

12. Practice happiness: Happy people are more likely to successfully navigate the world without relying on impulse buying, addictive substances or other self-destructive behaviors. Find joy in the simple things of life and make your home a haven from the cares of the world. If your home is a simple cave, make it the brightest, happiest, most laughter-filled cave imaginable.

Provident Living is not a drudgery or ‘doomsday’ way of looking at life. Rather, it is the best guarantee that you and those you love will be safe, secure, strong and happy no matter what life throws your way. Make 2010 a year in which you embrace and find joy in being not only self-reliant but able to reach out to others. In that, you will find the greatest of joy!

The week before Christmas and all through the land,

Folks are scurrying and feeling rather grand.

Now is the time for the wise to prepare,

So that holidays will occur without a scare!

Okay, so the poetry isn’t great, but just to make certain that your holidays are more merry than scary, remember a few last minute reminders:

SHOPPING:

• Try to go without little ones so you aren’t distracted
• Keep packages out of sight–lock that trunk!
• Be constantly aware of your surroundings
• If you must shop alone and at night, ask for security to walk you to your car, especially in a large and/or dark parking lot
• Carry valuables in your front pockets. Avoid a purse or tote if possible
• Keep your credit cards in sight when completing transactions
• Be aware of anyone looking over your shoulder while you process your transaction
• Don’t process a purchase while clerk is on the phone, especially if speaking in another language and holding your credit card
• Use internet sites that are secure
• If you are gone from home all day, ask trusted neighbor to pick up packages left at your front door.
• Keep your receipts–most merchants have tightened up return policies!
• Have some cash for emergencies and small purchases

TRAVEL

• Have cash for emergencies
• Re-read hints about winter travel
• Plan plenty of time for delays
• Keep your cellphone charged
• Check car condition before travel

HOME

• If going away, use timers on lights and talk radio channel
• Ask trusted neighbor to bring in mail and newspapers
• Don’t put gifts where others can see them through open drapes
• Be sure to practice fire safety, especially with lit candles and flammable decorations
• If having house guests, be certain their medications are up & away from little hands
• Cut up and bag boxes from high priced items when disposing of them or take to recycling center
• Practice safe food handling

Have a safe, blessed, healthy and happy Christmas!

If any of you are like me, Christmas stocking stuffing can be an expensive and often frustrating part of Christmas cheer.  You can spend a great deal of money for little ‘doo-dads’ that are often forgotten too quickly. Instead of meaningless dribble, consider stuffing those pesky stockings with useful items for your 72-hour kit (or Bug Out Bags as some folks call them). These items need not be boring or too terribly practical–make them fun by personalizing them, adding some glitz or mixing in with non-essential items. These ideas also translate well into the small daily gifts of Advent calendars or Hanukkah celebrations. Some ideas to think about include:

• Small flashlights for each bedroom. The best ones have a lanyard or other string attached so that they can hang from a bedpost, out of sight. Find ones in bright, fun colors or the small ultra-bright LED flashlights. There are even ones that you can bend!

• Batteries for those electronic gadgets & flashlights. Consider rechargeable batteries so that you can quit buying batteries every few weeks.

• Waterproof matches and container

• Swiss army knife –there is one available that is the size of a credit card and holds all sorts of cool stuff. Again, they come in lots of bright, fun colors.

• Screwdriver set–a mini set is a great thing to have in each car as well as your 72-hour kit

• Compass or a combination whistle and compass device

• Reflective mirror

• Small toiletries, including a disposable razer, travel sized toothbrush and tooth paste, small soap, shampoo and lotion. Check out the travel section at your local discount store for other items.

• ‘Space’ emergency blanket

• Folding cup

• Camp utensil set and/or ‘mess kit’

• Pocket size survival and/or first aid guide

• Rain poncho

• Hand and/or foot warmers

• Key chain whistle and/or flashlight

• Thermal socks and/or wool mittens/gloves

• A wool ‘watch’ cap–the type used by the military is warm, water repellent and folds compactly.

• Small first aid kit

• Small, purse sized holder for band-aids

• Mini battery operated alarm clock

• Headlamp style flashlight

• ‘Power’ bars

• 100 hour candle

• Water purifying tablets or ’sani straw’ device

• Long shelf life boxed water

• Pocket-sized package of toilet paper and tissues. Some of the dollar stores have them in fun wrappers such as Hello Kitty.

• A Bowie knife with sheath

• Flint and steel

• Small knife sharpener

• Mini first aid primer–check with your local Red Cross or County Extension office for free ones

• CPR mouth shield

• Small card games or other sources of entertainment such as Sudoku books

• Mini sewing kit–you can easily assemble one in an old prescription bottle (be sure to wash it out) or empty 35mm film canister. Include several sharp needles, thread, thread clipper, buttons, a snap and several safety pins

• Travel sized hand sanitizer, hand wipes and disinfectant spray

• Jumper cables

• Small size roll of duct tape. Look for bright colors or fun prints.

• Small roll of heavy twine or rope

You might also consider making mini-kits for each car, the office or your college-bound student.

Check out the camping aisles and see what little goodies might be interesting and helpful. You never know what you might find! You may also find that hunting gear and summer sports equipment is on the clearance rack.

And be sure to save all of that excess hard candy you and your family receive during the holidays. Seal it up tight in a ziploc bag, food saver bag or other air tight container to add to your long-term storage and 72-hour kits.

The costumes are put away, the jack-o-lanterns wilting and Thanksgiving is around the corner. It is time, once again, to consider the impending holiday season. This year the great majority of folks are wondering if reality is going to cause us all to turn into Scrooge! There is no need to fear being haunted by the ghosts of Christmas, no matter what your economic situation, if you but plan ahead, use a dose of creativity, think clearly and start NOW to wish those you care about a Merry Christmas, Happy Chanukah, Kwanzaa or whatever you celebrate.

The first step is to BEGIN NOW–if you haven’t already. (You really smart people took our advice last year and may have a running head start on your holiday planning. Wahoo for you!!) For those of you that were a bit slower on the uptake, go back and read last year’s holiday missive first:

Warning: Holidays Ahead!!

NOW, we are ready to move forward to Post-Graduate Holiday Planning. Never willing to rest on our laurels, we are forging ahead to find even more creative way to be kindly, loving, generous and thoughtful — while maintaining our economic equilibrium– for the happy days ahead. Follow these easy tricks and earn your Masters of Generous Frugality:

1. WHAT YOU HAVE: First and foremost, do a solid inventory of what you have on hand. What supplies do you have that could be turned into gifts? Old jeans? Google how to make a tote bag or re-usable shopping bag utilizing these ’scraps’. Plain candles? Can you decorate them? Containers? Fill them up with a treat you make or buy for next to nothing. Plain paper or note cards? Turn them into Christmas cards. Write a Christmas letter and forget the card!

Need supplies to complete your project?  Michael’s and JoAnn’s will email you coupons nearly every week that give you 40 to 50% percent off your purchase.

2. COUPONING: Even those who do not regularly use coupons might want to reconsider for the holiday season. Expecting a lower than average holiday surge of shopping, companies right and left are offering up some fantastic savings on toys, games and gift ware. This week, games can be purchased for $1. Sit ‘n spin for $6.14. Many of these coupons are available online and several enterprising websites offer you not only the opportunity to print the coupons, but team the coupons up with store specific sales. These sites save you time and money! A few to check out are:

http://www.dealseekingmom.com/  This intrepid coupon and bargain shopper does a great job of keeping you up-to-date on current coupons and deals. If you browse the site a bit, you can learn how to get items for FREE and even get money back. Read up on how to play the Drugstore Game–she’s amazing (and that is a compliment coming from this veteran bargain shopper). Sign up for her email alerts and she will send you regular updates. I’ve tried her approach and it does work.

http://attentiontargetshoppers.blogspot.com/ Another great site that combines coupons with sales. I learned that you can ’stack’ coupons! You can use a Target coupon and a manufacturing coupon to often score free or nearly free items. Offers that combine coupons with purchases rewarded with a Target gift card are also highlighted. One listing today is for a free portrait sitting and 8×10 (or 2 5×7’s, wallets, etc) at a Target photo studio. Have a little child and grandparents? You have a great gift for free!! Ginger also points out other offers.

Follow some of the other couponing links on these sites and be amazed at the time and money these sites can save you!

3. FREEBIES: Using the sites listed above (and similar ones) you may be surprised at what you can get for free. Don’t forget other introductory offers, samples and ‘gift with purchase’ items. For instance, the Kodakgallery.com is giving away a MILLION $15 gift certificates. It is easy and they actually have gifts for $15. Shipping charges are super low.

Look for offers everywhere you shop. Today, I ordered 5 blouses and 3 pairs of pants on clearance (total of $35 with shipping) AND received a $30 gift with purchase–an item I had planned to buy for a family member.

Walmart.com provides regularly changing links to sign up to receive a variety of free samples, many of which are suitable for stocking stuffers or to fill that gift with purchase cosmetic bag. Give the filled bag to a traveling friend, relative or the college bound student. ‘Tween girls would also love such a gift!

Join freecycle.org and trade useful items with your community. Need jars to fill? Ask on freecycle. A glue gun? Ask on freecyle. Daily postings are emailed to you and the items offered are absolutely amazing.

3. GOT CHILDREN? If you have a young child and extended family that thinks your child is absolutely amazing (and of course they are right), you have low cost or free gifts at your fingertips. Print out low-cost or free (see Kodak Gallery listing above) photos of your child. Turn them into simple ornaments (get supplies for free or 50% off using coupons), frame them in repurposed frames or simply mail the photo with a loving letter of all you learned about parenting from the family member. Adhere photos to magnet strips to create instant refrigerator art: Keep all of those advertising magnets you get, apply double stick tape or permanent adhesive spray, attach the photo and trim around the child’s face.  What Grandparent wouldn’t love that? If your child is older, enlist them in designing and making frames or other gifts such as ‘raggedy reverse applique’ items. Old blue jeans can be turned into charming frames. Simply browse the internet for loads of free ideas and instructions.

4. FOOD STORAGE: Ever thought of food storage as a source for gift giving? Your storage can work holiday magic in multiple ways. First, cut your grocery bill this season by utilizing food you already have stored. If you have the basics stored, you should be able to produce baked goods to give as gifts. When I had four children in school and lived on a single income in a high cost area, I began baking a super simple French bread recipe for my children’s teachers and school staff. The hot bread was wrapped in simple brown kraft paper that I had on hand and tied up with raffia (that I had on hand).  A small gift card signed by the appropriate child was attached. The hot loaves were delivered over a two day period at the end of the school day and were very well received. Out of pocket expense? Zip! If you don’t want to bake, save some empty jars (or score free canning jars on freecycle) and fill with food storage ingredients for bake-it-yourself cookies, soups, granola or other mixes. Grab some powdered milk, cocoa, sugar and make hot chocolate mix. Package it up and place in a mug with a cute tag. Again, recipes are free online. (Note: Do NOT follow instructions for ‘canning’ cakes in jars. It is a recipe for botulism which is NOT a nice gift)

Have wheat or rice? Sew up a small fabric bag (recycle old clothing, sheets, etc. if you don’t have yards of fabric) and fill with wheat or rice. These bags are then heated in the microwave and provide soothing relief for sore muscles. The first batch I made disappeared when a bunch of house guests fell in love with them. (No, they didn’t steal them, but I couldn’t say no to their requests to take their new found best friend home.) A deluxe version would include a small case for the bag.

5. POST HALLOWEEN & ‘AUTUMN’ CLEARANCE: Scoop up clearance rack candy that isn’t wrapped in Halloween wrappers, solid color candles, baskets and simple wreath forms after the 31st. Also check for totes in Autumn colors, gold colored napkins, plates, containers & mugs as well as baking mixes. Many will be 90% the week after Halloween. Put some candy in a jar, container, mug, basket or even ziploc bags to share with co-workers, doctor offices, neighbors or anyone else you need a gift for. Don’t forget to save some for stockings. Take a plain candle and glue gun candy canes or twigs around the edge–you have a lovely ‘designer’ look for pennies. For a more elaborate gift, place candle in a basket with some cloth napkins, napkin rings or other hostess items. Children have too much Trick or Treat candy? Save some for gingerbread houses and other holiday decorating. Don’t forget to check your grocery and drug stores for clearance items!

6. GROCERY STORES. Always check their clearance racks for specialty gifts. I recently found cedar wraps, a perfect gift for my gourmet brother, marked down 90%. I’m still hunting the library book sale for a great cookbook to go with it. Next to the wraps were gorgeous napkin rings (see above) at 90% off!

7. MAKE IT A GAME. Is everyone on a tight budget? Admit it and make gift giving more about the thought than the expense. One of my brilliant daughter-in-laws came up with a game we participated in for several years. At Thanksgiving, we all drew names of other family members. Between Thanksgiving and Christmas, we had to find a gift for the person we drew that did not exceed $1 in cost. The gift had to be purchased at a dollar store, thrift store, used book store or yard sale. I was not allowed to purchase items on clearance racks–the family decided that was an unfair advantage.  ;( We exchanged the gifts on Christmas Eve and it was GREAT fun! Some of those $1 gifts required much, much more thought than simply running to the nearest store and buying whatever we thought the person wanted. One son found three books his person really wanted at a used book shop. Another son and daughter-in-law announced an upcoming grandchild utilizing a dollar store frame. The key is imagination and thoughtfulness.

8. EBATES, REBATES AND REWARDS. As you shop, get the most benefit from every dollar you spend. Sign up for sites such as ebates.com, that rebate a portion of purchases you make at participating merchants. Extra discounts are also available from many of these sites. If you utilize a credit card (which you pay off every month) that offers a cashback or other incentive, you have furthered your spending power. To top it all off, look for manufacturer’s rebates. Savvy shoppers can recoup a sizable portion of everything they spend. On the purchase noted in #3 above, I will receive a 4% rebate from ebates.com in addition to 4% from my credit card. 8% isn’t much on a $35 purchase, but those rebates do add up.

9. DIY. A handmade gift shows not only generosity but true thought as you give of yourself, your time and your talents. One of the most beautiful art bowls I have ever seen was a thank you gift given to a neighbor. The neighbor had cared for the children of a very cash-strapped friend. As a thank you gift, the dollar-poor but grateful woman cut strips of wool from several old, worn pieces of clothing and wove the richly colored strips of fabric into a beautiful bowl. The out-of-pocket expense was zero and yet a wonderful piece of art was created. No matter what your talents, sharing them with love is a gift of great worth. Teaching our children to cherish a handmade gift blesses them with a greater appreciation of the true meaning of gift-giving.

10. MAKE THE SIMPLE MEANINGFUL. Turning a simple, inexpensive item into something meaningful elevates the gift to a true expression of love. One Christmas, a friend of mine cut out simple wooden heart ornaments, stained them, added a ribbon and a small poem about following the star of Bethlehem. Though the ornament alone was lovely, the poem added great meaning to the gift. I have also seen inexpensive cookie cutters in significant shapes turned into an ornament with a piece of ribbon. Add a poem or quote and you have a thoughtful gift!

11. START A TRADITION. Traditions can build family unity, bring meaning to holidays and bind us through the generations. Begin a traditional gift that you give each year. As grandchildren appeared in my extended family, one sister began the tradition of giving each child a yearly Christmas ornament. Each year’s ornament was inexpensive, unique, labeled with the child’s name, the year and embellished in some way by my sister. The children entered adulthood with their own collection of ornaments. Another aunt I know gives each niece and nephew a book. Another sews simple pillowcases. Such a tradition allows you to plan ahead, keep spending under control and still remember family members and friends in a meaningful way.

12. FAMILY HEIRLOOMS AND HISTORY. If you are the keeper of family heirlooms, consider giving some as gifts to recipients that will appreciate them. My Mother has begun doing this recently, gifting beautiful items from our family history to grandchildren that will appreciate them. She is cautious that the recipient will treasure the item and keep it to be passed on to the next generation. If you have valuable family history, genealogy records or a compilation of family stories, consider copying these papers, placing in a binder and passing them on as gifts. If you are a grandparent or great-grandparent, your own life story would be a wonderful thing to write, copy and give as gifts. Gather family recipes and copy them for family members. Add small stories about the origin of the recipe or the person who submitted it.

13. THINK VINTAGE. ‘Vintage’ items are quite the rage in fashion and home decorating. Find interesting items in consignment shops, thrift stores, yard sales or your own belongings. Grandma’s mid-century costume jewelry may be just the thing for the fashion forward college student. Make sure the item is clean and suited to the recipient (which every thoughtful gift should be).

14. USED STUFF WITH MEANING. Thrift stores, consignment sales, freecycle and yard sales can yield more than a slightly stained shirt. Look for interesting mugs, plates that could hold cookies, tea cups that could be turned into a pin cushion, lovely old spoons for that hot chocolate mix, interesting old frames for those free photos you are going to print, scrapbooking papers for interesting wrapping, rubber stamps to decorate plain paper, vintage photos to be cut up and used to decorate a plain box, small pieces of unusual jewelry, out of print cookbooks, old kitchen utensils, bowls to go with soup mix from your food storage or baskets for holding a loaf of bread. Don’t be afraid to haggle over prices and look beyond the obvious use for an item.

15. SHARE A HOBBY. Do you have excess craft or hobby supplies? Enough to share? Consider putting together a small kit to share your hobby with a child, teen or another adult. Offer free lessons to go with the kit or find a book with simple instructions.

16. GROUP GIFTS PART ONE. The first type of group gift is when multiple people share the cost of one great item. My brother and I have done this on multiple occasions in order to give my Mother a gift we know she really wants, but is a bit out of our singular price range. Even if the price tag is low, a gift that requires a great deal of time could be shared between multiple family members. Family history, anthologies of creative writing, photo albums, remembrances and other such gifts can be given by a group of people and hold great meaning for the recipient. Perhaps each child and grandchild in a family could write an article or personal letter about a favorite grandparent. One family member can assemble the offerings into a notebook. This type of well-thought out and loving gift would certainly brighten the holidays of an elderly family member.

17. GROUP GIFTS PART TWO. Consider ‘family’ gifts instead of individual gifts. A game that the entire family can play, a movie or other item that all can share (and would want to enjoy) is a way to give a nice gift at a lower cost. Packaging can make the gift more interesting, such as a movie, a ‘theater sized’ box of candy and some microwave popcorn packaged in a popcorn box shows more thought than simply wrapping up a DVD.

18. SHIP EARLY, SHIP SMART. As you choose meaningful, budget-appropriate gifts, keep in mind any shipping needs. Keep items light weight and not over-sized. If the family gathers from far and wide for Thanksgiving at Mom’s house, have everyone’s Christmas gifts ready for them to transport home. Ship everything early and compare rates. FedEx often beats the post office and if you open an account at fedex.com, you receive a discount.

Whatever tactic you use to keep your holiday meaningful and budget-conscious, plan ahead, give sincere thought to the recipient and remember that the most meaningful gifts are those given from true, sincere love.

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Self-reliance can be accomplished by small steps taken on a regular basis. This week’s 10×100 Challenge Goals:

43. Add a first aid kit to your car pack.

44. Stick a set of fuses in your car pack.

45. Put a flashlight in your car pack. Package the batteries outside of the flashlight.

46. Add a flare to your car pack.

47. Add a can of Fix-a-flat to your car pack.

48. Check your spare tire & tire iron.