Daily Preparedness

New Year’s Resolutions–easily made, quickly forgotten and fodder for guilt! Instead of feeling bad about yourself when April arrives and your resolutions are all but forgotten, set goals that will allow you to slowly but surely attain a more provident lifestyle. The changes need not be drastic or accomplished all at one time. Provident living is not a one-time event, but rather a mindset, a lifestyle, a commitment to viewing today in context of the years that lie ahead. No matter where you are on the Provident Living Spectrum, making consistent changes will brighten your tomorrows.

As you evaluate where you are, consider these dozen ideas:

1. Debt: If you are out of debt, stay out! If you are in debt, resolve to acquire NO further consumer debt and pay down your debt as quickly as possible. Tell yourself ‘No’ frequently until your debt balance is at zero. Buy used and apply the savings to your debt load. Put away the credit cards and pay cash. Do whatever you have to do to get out from under the slavery of debt.

2. Savings: Pay yourself each payday. Save whatever you can, wherever you can. Keep your savings in a secure, insured account. Teach your children to save and to be wise consumers.

3. Employment: Be certain that your resume is prepared and up-to-date. Improve your skills and be on the look-out for employment opportunities. If you are threatened with unemployment, begin your job search before you are laid off. Let everyone know that you are looking for employment!

4. Education: Be certain that your children understand the value of obtaining the best education possible. Teach them from middle school on that what they do in the six years after elementary school will affect their ability to be admitted to college and win scholarships. Help your teens find every scholarship opportunity possible. Teach your teens about the dangers of acquiring unnecessary student and credit card debt. If you need to return to school, seek grants, scholarships or employer-funded opportunities. Continually learn new skills that will help you live providently: gardening, canning, home repairs, computer skills, sewing, baking, cooking, etc. Be certain that every member of your family has the necessary life skills to enter the world prepared to be self-reliant.

5. Be a wise steward: Take care of what you own so that it will last and serve you well. The greatest ‘green’ thing you can do is to make what you have last as long as possible.

6. Prepare for ‘everyday’ emergencies: The largest percentage of ‘emergencies’ that we will face are the ‘everyday’ sorts–unexpected illness, injury, a flooded basement, etc. An orderly life and home makes it easier to deal with these types of events. Train your family to keep the home running smoothly. Have extras at home–extra cash, extra food, extra cleaning supplies. Know where your important papers and phone numbers are. Evaluate the most likely larger emergencies you might face and prepare with evacuation kits (72-hour kits or Bug Out Bags), emergency supplies such as first-aid kits, extra lighting, cooking, etc. ‘Prepare every needful thing…’

7. Store food and essential supplies: Even if you purchase and set aside a few canned goods each shopping trip, build a supply of food that you can rely on. Begin by purchasing ‘everyday’ foods until you have a 3-month supply. Store some water, extra hygience products, laundry soaps, etc. When you have accomplished your 3-month supply, slowly acquire long-term staples such as grains, sugar, salt and powdered milk.

8. Develop emotional resiliency: Learn to take the upheavals of life in stride emotionally (which is easier when you are living providently). Learn to appropriately deal with stress, anxiety, disappointment and develop a support structure that will assist you. Develop a greater faith and testimony of the eternal nature of your life so that the daily ups and downs are seen in the proper perspective. Learn to laugh. If you need professional help, seek it from a trained professional that shares your core values.

9. Build your spiritual muscles: Like physical muscles, spiritual muscle must be built over time. Do not wait until the tempest is raging to learn to seek Divine Guidance and Strength. Serve others and forget yourself as you lift another.

10. Practice Prevention: Prevent accidents whenever possible. Make your home and your car as safe as possible. Teach your children to behave appropriately and how to react to danger. Seek preventative medical care from competent professionals. Think before acting and research before leaping!

11. Plan ahead: Live today fully, but look towards the future. Plan economically, physically and mentally for events that you know will occur. Whether it is a birthday, Christmas or retirement, many of life’s events can be accurately predicted and planned for. Continually living in a state of ‘last-minutitis’ increases stress and nearly always results in frayed nerves, greater expenditures and wasted effort.

12. Practice happiness: Happy people are more likely to successfully navigate the world without relying on impulse buying, addictive substances or other self-destructive behaviors. Find joy in the simple things of life and make your home a haven from the cares of the world. If your home is a simple cave, make it the brightest, happiest, most laughter-filled cave imaginable.

Provident Living is not a drudgery or ‘doomsday’ way of looking at life. Rather, it is the best guarantee that you and those you love will be safe, secure, strong and happy no matter what life throws your way. Make 2010 a year in which you embrace and find joy in being not only self-reliant but able to reach out to others. In that, you will find the greatest of joy!

The week before Christmas and all through the land,

Folks are scurrying and feeling rather grand.

Now is the time for the wise to prepare,

So that holidays will occur without a scare!

Okay, so the poetry isn’t great, but just to make certain that your holidays are more merry than scary, remember a few last minute reminders:

SHOPPING:

• Try to go without little ones so you aren’t distracted
• Keep packages out of sight–lock that trunk!
• Be constantly aware of your surroundings
• If you must shop alone and at night, ask for security to walk you to your car, especially in a large and/or dark parking lot
• Carry valuables in your front pockets. Avoid a purse or tote if possible
• Keep your credit cards in sight when completing transactions
• Be aware of anyone looking over your shoulder while you process your transaction
• Don’t process a purchase while clerk is on the phone, especially if speaking in another language and holding your credit card
• Use internet sites that are secure
• If you are gone from home all day, ask trusted neighbor to pick up packages left at your front door.
• Keep your receipts–most merchants have tightened up return policies!
• Have some cash for emergencies and small purchases

TRAVEL

• Have cash for emergencies
• Re-read hints about winter travel
• Plan plenty of time for delays
• Keep your cellphone charged
• Check car condition before travel

HOME

• If going away, use timers on lights and talk radio channel
• Ask trusted neighbor to bring in mail and newspapers
• Don’t put gifts where others can see them through open drapes
• Be sure to practice fire safety, especially with lit candles and flammable decorations
• If having house guests, be certain their medications are up & away from little hands
• Cut up and bag boxes from high priced items when disposing of them or take to recycling center
• Practice safe food handling

Have a safe, blessed, healthy and happy Christmas!

If any of you are like me, Christmas stocking stuffing can be an expensive and often frustrating part of Christmas cheer.  You can spend a great deal of money for little ‘doo-dads’ that are often forgotten too quickly. Instead of meaningless dribble, consider stuffing those pesky stockings with useful items for your 72-hour kit (or Bug Out Bags as some folks call them). These items need not be boring or too terribly practical–make them fun by personalizing them, adding some glitz or mixing in with non-essential items. These ideas also translate well into the small daily gifts of Advent calendars or Hanukkah celebrations. Some ideas to think about include:

• Small flashlights for each bedroom. The best ones have a lanyard or other string attached so that they can hang from a bedpost, out of sight. Find ones in bright, fun colors or the small ultra-bright LED flashlights. There are even ones that you can bend!

• Batteries for those electronic gadgets & flashlights. Consider rechargeable batteries so that you can quit buying batteries every few weeks.

• Waterproof matches and container

• Swiss army knife –there is one available that is the size of a credit card and holds all sorts of cool stuff. Again, they come in lots of bright, fun colors.

• Screwdriver set–a mini set is a great thing to have in each car as well as your 72-hour kit

• Compass or a combination whistle and compass device

• Reflective mirror

• Small toiletries, including a disposable razer, travel sized toothbrush and tooth paste, small soap, shampoo and lotion. Check out the travel section at your local discount store for other items.

• ‘Space’ emergency blanket

• Folding cup

• Camp utensil set and/or ‘mess kit’

• Pocket size survival and/or first aid guide

• Rain poncho

• Hand and/or foot warmers

• Key chain whistle and/or flashlight

• Thermal socks and/or wool mittens/gloves

• A wool ‘watch’ cap–the type used by the military is warm, water repellent and folds compactly.

• Small first aid kit

• Small, purse sized holder for band-aids

• Mini battery operated alarm clock

• Headlamp style flashlight

• ‘Power’ bars

• 100 hour candle

• Water purifying tablets or ’sani straw’ device

• Long shelf life boxed water

• Pocket-sized package of toilet paper and tissues. Some of the dollar stores have them in fun wrappers such as Hello Kitty.

• A Bowie knife with sheath

• Flint and steel

• Small knife sharpener

• Mini first aid primer–check with your local Red Cross or County Extension office for free ones

• CPR mouth shield

• Small card games or other sources of entertainment such as Sudoku books

• Mini sewing kit–you can easily assemble one in an old prescription bottle (be sure to wash it out) or empty 35mm film canister. Include several sharp needles, thread, thread clipper, buttons, a snap and several safety pins

• Travel sized hand sanitizer, hand wipes and disinfectant spray

• Jumper cables

• Small size roll of duct tape. Look for bright colors or fun prints.

• Small roll of heavy twine or rope

You might also consider making mini-kits for each car, the office or your college-bound student.

Check out the camping aisles and see what little goodies might be interesting and helpful. You never know what you might find! You may also find that hunting gear and summer sports equipment is on the clearance rack.

And be sure to save all of that excess hard candy you and your family receive during the holidays. Seal it up tight in a ziploc bag, food saver bag or other air tight container to add to your long-term storage and 72-hour kits.

The turkey leftovers are gone, gifts are being wrapped, and in many parts of the country, snowfall is happening. For those in warmer climates, the impending holiday season often means traveling to or through areas that may become a ‘winter wonderland’ at a moment’s notice. To make certain the bells being rung aren’t yours (when you are stuck in a snowdrift or hit by a car), prepare your car appropriately before heading out. Anyone driving where there is or might be snow, should stock their car with the following (most courtesy of the Loudoun County Virginia Sheriff’s office):

- Properly fitting tire chains
- Bag of sand or salt (or kitty litter)
- Traction mats
- Snow shovel
- Snow brush
- Ice scraper
- Booster cables – also consider when of the ‘instant’ jump devices
- Warning devices such as flares or emergency lights
- Fuel line de-icer (methanol, also called methyl alcohol or methyl hydrate)
- Extra windshield wiper fluid appropriate for sub-freezing temperatures
- Roll of paper towels
- Flashlight and a portable flashing light (and extra batteries)
- Blankets—‘space’ or emergency blankets are small and can be used for signaling.
- Extra clothing, including hat and wind-proof pants, and warm footwear
- First aid kit
- Snack bars or other “emergency” food and water. Don’t forget food for babies!
- Matches and emergency candles. Only use these with a window opened to prevent build-up of carbon monoxide.
- Road maps — Be certain you know where you are going and the current conditions of the roads ahead if you leave a major traffic artery! Do not rely solely on your GPS unit. (One springtime, my family and I were traveling in New Mexico. We left the desert floor and, using a road map, decided to take a more ‘direct route’ than the one recommended to us. The road map was not a geographic map. We ended up going from desert to snow-capped mountains very quickly. It was inconvenient in the spring, but could have been deadly in the winter, especially if we had experienced car trouble! Know what you are driving into!)
- “Call Police” or other help signs on brightly colored banners.
- Spare tire in good condition and ‘instant’ flat repair
- Necessary medications

And a few safe winter driving tips:

Always keep the gas tank topped off. When it gets to half, fill it up.

Do not travel unless absolutely necessary. If you do have to make the trip, ensure someone is aware of your route of travel. If you change your route, notify that same person! People are lost every year due to taking ‘short cuts’.

Carry a cellular phone. Your cell phone can be used during emergencies and for notifying those expecting your arrival in case there are weather delays. Make certain you have a car charger and consider purchasing one of the temporary ‘instant chargers’ for at least one cell phone.

Always buckle-up. Your seat belt can be the best protection against drivers who are tense and in a hurry because of weather conditions. All children should be properly restrained all of the time!

Clear snow and ice from all windows and lights – even the hood and roof – before driving.

Pay attention. Don’t try to out-drive the conditions. Remember the posted speed limits are for dry pavement.

Leave plenty of room for stopping.

Leave room for maintenance vehicles and plows – stay back a safe stopping distance and don’t pass on the right.

Know the current road conditions. Check with local safety officials before driving.

Use brakes carefully. Brake early. Brake correctly. It takes more time to stop in adverse conditions.

Do not pump anti-lock brakes. If your car is equipped with anti-lock brakes, do not pump brakes in attempting to stop. The right way is to “stomp and steer!”

Watch for slippery bridges, even when the rest of the pavement is in good condition. Bridges will ice up sooner than the adjacent pavement.

Don’t use your cruise control in wintry or rainy conditions in order to avoid spinning out of control! Even roads that appear clear can have sudden patches of ice or puddles of water that are unnoticeable against the pavement. These patches can instantaneously cause your wheels to lose traction - even for a split second - which causes them to spin at a faster rate. This confuses the cruise control, which misunderstands this momentary increase in rotation to mean that your speed has increased. The cruise control will then apply the brakes, which is the last thing you want to do when you start to lose traction! When the wheels suddenly increase their rotational speed, then suddenly stop, it’s this combination that then causes you to lose traction and spin out of control. When this occurs on puddles of water it’s known as “hydroplaning”, but the same principle can prove to be just as deadly on ice!

Don’t get overconfident in your 4×4 vehicle. Remember that your four-wheel drive vehicle may help you get going quicker than other vehicles but it won’t help you stop any faster. Many 4×4 vehicles are heavier than passenger vehicles and actually may take longer to stop.

Don’t get overconfident in your 4×4 vehicle’s traction. Your 4×4 can lose traction as quickly as a two-wheel drive vehicle.

Look farther ahead in traffic than you normally do. Actions by cars and trucks will alert you quicker to problems and give you a split-second extra time to react safely.

Remember that trucks are heavier than cars. Trucks take longer to safely respond and come to a complete stop, so avoid cutting quickly in front of them.

Go slow!

———-This week’s 10×100 Challenge Goals———-

78. Try a new recipe that utilizes at least two items from your long-term storage.

79. Check supply of over-the-counter medicines such as antihistamines, antidiarrheal, pain killers & anti-inflammatories.

80. Check the caulk around tubs, showers and toilets. Repair or replace as needed.

81. Check your credit cards? Current? Do you have too many?

82. Check your credit report for errors.

83. Be certain you are shredding documents with personal information such as insurance numbers, birth dates, account numbers, social security numbers.

84. Google your name to make sure someone is not using it online or writing about you in an unfavorable way.